Upgrade

Upgrade is a financial technology company dedicated to helping customers achieve their financial goals through affordable personal loans and credit solutions. With a commitment to responsible credit, Upgrade offers a variety of products including personal loans, Upgrade Cards, and rewards checking accounts, all designed to promote better financial health. Customers can access loans with Annual Percentage Rates (APRs) ranging from 9.99% to 35.99%, ensuring they can make large purchases or manage unexpected expenses without falling into the pitfalls of excessive debt or cumbersome fees.

In addition to loan products, Upgrade provides tools for credit monitoring and insights, empowering users to make informed financial decisions. Over the past six years, the company has successfully facilitated over $31 billion in credit for millions of American families, delivering a superior experience compared to traditional banks. Recognized as one of America’s Best Startup Employers in 2023, Upgrade continues to innovate and prioritize customer satisfaction.