Upstart

Upstart is a leading AI lending marketplace committed to transforming access to credit for millions of consumers. By leveraging innovative artificial intelligence models and cloud-based applications, Upstart connects borrowers with over 100 banks and credit unions, making personal loans, automotive retail and refinance loans, home equity lines of credit, and small relief loans readily available.

With more than 3 million customers and upwards of $39 billion in loan originations, Upstart aims to address the shortcomings of traditional lending methods that often exclude deserving borrowers. Their advanced machine learning algorithms analyze over 1,600 variables to evaluate creditworthiness, maximizing approval rates while reducing interest rates by an average of 38%. Upstart’s fully automated process allows for instant loan approvals without cumbersome documentation, ensuring a seamless experience for both borrowers and lenders.

Committed to fairness, data security, and regulatory compliance, Upstart actively engages with stakeholders to promote responsible AI use and enhance access to affordable credit for all Americans.