The NCUA

The National Credit Union Administration (NCUA) is an independent federal agency established by Congress in 1970, dedicated to safeguarding the interests of credit unions and their members across the United States. With a mission to ensure the safety and soundness of the credit union system, the NCUA insures deposits at federally insured credit unions, providing up to $250,000 in federal share insurance.

The agency plays a critical role in chartering and regulating federal credit unions while offering a wealth of resources, including training programs, grants, and emergency liquidity support for credit unions. Additionally, the NCUA promotes consumer financial literacy and protection, guiding members through access to affordable financial services and educating them about fraud prevention. Operated with transparency and a commitment to diversity and inclusion, the NCUA not only monitors financial performance and regulatory compliance but also serves as a vital resource for consumers seeking trustworthy credit union services.