Nova Credit

Nova Credit is an innovative credit infrastructure and analytics company dedicated to transforming the way businesses assess creditworthiness. By leveraging alternative credit data, Nova Credit provides a suite of advanced solutions designed to help organizations grow responsibly and reach new consumer segments. Their flagship products, including Credit Passport®, Cash Atlas™, and Income Navigator, enable businesses to streamline income verification, enhance risk assessments, and automate processes, making it easier to serve diverse populations, including newcomers to the U.S.

Operating as a consumer reporting agency compliant with the Fair Credit Reporting Act (FCRA), Nova Credit unifies data from various sources such as international credit bureaus and bank data aggregators. With more than 4,000 global customers and over $10 billion in unlocked credit value, Nova Credit is at the forefront of alternative data utilization in lending. Their commitment to improving credit risk evaluation supports industries ranging from banks to fintech, creating a seamless platform for informed decision-making in credit underwriting.